CalBike Membership Benefit: Spoke Bicycle Insurance

Members of the California Bicycle Coalition or our affiliates enjoy discounts on Spoke Bicycle Insurance.

Spoke Insurance is the country’s first insurance program designed exclusively for bicycle riders. It covers:

  • Liability Insurance up to $100,000
  • Uninsured and underinsured motorist liability with   limits of $25,000 per occurrence $50,000 aggregate
  • Damage/Repair ( value of the repair )
  • Theft ( value of the bicycle )
  • Roadside Assistance (up to 30 miles away from your residence twice a year for breakdown )

Spoke Insurance is a program that we believe will serve the needs of the bicycle community . It provides protection for recreational, racing and commuter cyclists alike. It can fill the void when there is lack of coverage under other household insurance policies, i.e. auto and homeowners insurance.

Just tell them you’re a member of your affiliated local club or coalition and we’ll verify that independently.